25 February 2026 · 7 min read

Warm Homes Local Grant: How to Apply in the West Midlands

The Warm Homes Local Grant offers up to £30,000 per household. Here is who qualifies in the West Midlands, what it covers, and how to apply.

The Warm Homes Local Grant is a government funding scheme that provides up to £30,000 per household toward insulation, heating and energy efficiency improvements, delivered through local authorities. It is the successor to the Home Upgrade Grant and targets lower-income households living in energy-inefficient homes rated EPC D to G. In the West Midlands, the grant is delivered through local authority partners, and eligibility is based on a combination of household income, property energy rating and, in some cases, qualifying benefits. Because the funding ceiling is high, the Warm Homes Local Grant is the scheme best suited to expensive measures such as external or internal solid wall insulation, which can run to many thousands of pounds. It also covers loft and cavity wall insulation, heating controls and low-carbon heating. Households in Wolverhampton, Walsall, Dudley and the wider West Midlands can apply through their council's delivery partner, and Black Country Insulation can check eligibility and manage the application on a homeowner's behalf.

If your home needs expensive work like solid wall insulation, the Warm Homes Local Grant is the scheme most likely to cover it. With a ceiling of £30,000 per household, it goes well beyond what other schemes fund. Here is how it works in the West Midlands.

What is the Warm Homes Local Grant?

The Warm Homes Local Grant is the successor to the Home Upgrade Grant. It provides up to £30,000 per household toward insulation, low-carbon heating and energy efficiency measures, and is delivered through local councils rather than energy suppliers. Its purpose is to help lower-income households in the least efficient homes cut their bills and carbon emissions.

Who qualifies

The grant targets lower-income households living in properties rated EPC D to G. Eligibility is assessed on:

Household income below a set threshold.
The property's EPC rating (D to G).
In some cases, receipt of qualifying benefits.

Each local authority delivery partner applies the national rules locally, so the exact process varies between councils.

What it covers

The grant can fund a wide range of measures, which is what sets it apart from narrower schemes:

Loft, cavity wall, solid wall and floor insulation.
Low-carbon heating such as air source heat pumps.
Heating controls and related efficiency measures.

Because it can cover solid wall insulation, the most expensive measure, in full, it is the key scheme for older Black Country terraces. See our solid wall insulation page for what that work involves.

How to apply in the West Midlands

Check eligibility. Confirm your household income, EPC band and any benefits against the scheme criteria.
Free survey. An accredited surveyor assesses the property and the measures it needs.
Application through the delivery partner. We submit the application to your council's Warm Homes delivery partner.
Installation. Once approved, accredited installers carry out the funded work.

Warm Homes Local Grant or ECO4?

Many households could qualify for both. ECO4 is often simpler for standard measures like loft and cavity wall insulation, while the Warm Homes Local Grant suits larger, more expensive projects thanks to its higher ceiling. We assess which route gives you the best outcome. Compare all the options in our roundup of free insulation grants, or check your eligibility on our insulation grants page.

Frequently asked questions

How much is the Warm Homes Local Grant worth?

Up to £30,000 per household toward insulation, heating and energy efficiency measures. The exact amount depends on the property and the measures needed. Because the ceiling is high, it is the best route for expensive work like solid wall insulation.

Who qualifies for the Warm Homes Local Grant in the West Midlands?

It targets lower-income households in EPC D to G properties. Eligibility is based on household income, property energy rating and sometimes qualifying benefits, assessed through local authority delivery partners. We can check your eligibility free.